AI-powered finance for everyday people·Now in private beta

Understand your money.
Effortlessly.

Aveliq quietly reads your banking SMS on-device, turns every transaction into clear insight, and shows you exactly where your money goes — without spreadsheets, receipts, or guesswork.

Join the waitlist See how it works

On-device SMS processing
Banking SMS only
Built for Android

HBL Alert

Banking SMS · 9:41 PM

Debit alert: Rs 4,250 at KFC. Avail bal: Rs 124,389

Detected & categorized

AI Insight

You're on track to save Rs 12,500 this month if spending stays at this pace.

Subscriptions

Rs 1,548/mo

NetflixRs 1,100

SpotifyRs 199

iCloud+Rs 249

This week

Food

Shopping

Transport

Other

HBL Alert

Banking SMS · 9:41 PM

Debit alert: Rs 4,250 at KFC. Avail bal: Rs 124,389

Detected & categorized

AI Insight

You're on track to save Rs 12,500 this month if spending stays at this pace.

Subscriptions

Rs 1,548/mo

NetflixRs 1,100

SpotifyRs 199

iCloud+Rs 249

This week

Food

Shopping

Transport

Other

Features

A calmer way to manage your money.

Aveliq does the heavy lifting in the background — quietly, intelligently, and with respect for your data — so you can finally see your finances with total clarity.

Automatic transaction detection

Every debit, credit and transfer is captured the moment your bank SMS arrives. Zero manual entry, zero receipts.

AI-powered spending insights

Aveliq quietly studies your patterns and surfaces what matters — overspending, unusual activity, and saving opportunities.

Subscription detection

Recurring charges are auto-grouped, so you can spot forgotten subscriptions before they renew again.

Salary tracking

Salary credits, bonuses, refunds and incidental income — all detected, labelled, and tracked over time.

Spending analytics

Beautiful, calm charts show how your money moves across categories, weeks, and months.

Smart categorization

Merchants, categories, and tags are inferred automatically — and learn from every correction you make.

Local-first privacy

SMS parsing happens on your device. Your financial data never leaves your phone unencrypted.

Privacy & Security

Your data stays on your phone.

We built Aveliq around a simple promise: financial intelligence should never come at the cost of your privacy. Here's exactly how we keep it that way.

Built privately, from day one

Your finances. Your phone. Your rules.

Aveliq was designed with a strict, local-first architecture. Bank SMS parsing happens entirely on-device. Categorization runs in a sandboxed, encrypted store. Nothing about your spending, balances, or messages is ever uploaded to our servers in raw form.

Zero raw SMS leaves your device
No bank credentials, ever
No third-party trackers or ad SDKs
Delete everything in one tap

SOC2-ready infraAES-256 at restTLS 1.3 in transitGDPR-aligned

Aveliq privacy-first onboarding — banking alerts only, private messages stay private, on-device processing

On-device SMS processing

Every banking SMS is parsed locally on your phone. Plain-text messages are never sent to our servers.

Banking SMS only

Aveliq strictly filters bank sender IDs and transaction templates. Nothing else is ever read.

No personal chats accessed

Messages from friends, OTPs, promotions and personal conversations are completely ignored — by design.

Encrypted infrastructure

Anything stored in the cloud — like sync metadata — is encrypted in transit and at rest with audited keys.

Privacy-first architecture

You own your data. Export it, delete it, or wipe it from every device anytime — no questions, no friction.

Inside the app

Beautifully calm. Quietly powerful.

Every screen in Aveliq is designed to reduce friction and noise — so your financial picture feels instantly clear.

Aveliq transactions list — fuel, food, and health expenses auto-categorized

Transactions· Auto-categorized

Aveliq AI Insights — top spending category and monthly savings snapshot

AI Insights· Contextual nudges

Aveliq analytics — daily average and spending by category bar chart

Analytics· Spending breakdown

Contextual nudges

Every transaction, organized.

Aveliq parses your banking SMS and instantly slots each transaction into the right category — Food, Transport, Health, and more — with merchant detection built in.

Live in the Android beta

AI insights that actually help.

Calm, actionable nudges surface what matters: top spending categories, monthly savings snapshots, and unusual patterns — generated on-device.

Live in the Android beta

Beautiful, calm analytics.

See your spending by category, day, and merchant in clean charts designed to inform — not overwhelm.

Live in the Android beta

How it works

From SMS to insight — in milliseconds.

A simple, transparent flow. Aveliq listens only to verified banking SMS and turns it into clear financial intelligence.

1
Banking SMS arrives
A new debit, credit, or transfer alert lands on your phone — just like normal.
2
Aveliq detects the transaction
On-device parsers identify amount, merchant, account and channel — all without leaving your phone.
3
AI categorizes the expense
Our model labels merchant and category, infers tags, and recognizes recurring patterns instantly.
4
Dashboard updates instantly
Balances, charts, and budgets refresh in real time — no syncing, no waiting, no manual entry.
5
You get smart insights
Calm, contextual nudges help you spot trends, avoid waste, and quietly build better money habits.

AI Insights

Money intelligence that feels human.

Aveliq's on-device AI surfaces the patterns behind your numbers — clearly, kindly, and without ever spamming you.

Spending pattern