Automatic transaction detection
Every debit, credit, and transfer is captured from banking SMS the moment it arrives. Zero manual entry.
AI-powered finance for everyday people·Now on Google Play
Understand your money.
Effortlessly.
Aveliq reads your banking SMS on-device, builds a live financial overview, and shows balance, spending by category, account insights, and analytics — without spreadsheets, receipts, or guesswork.
- On-device SMS processing
- Banking SMS only
- Built for Android
Faysal Bank
Banking SMS · Source
Debit Rs 5,000 at KARSAZ PETROLEUM — categorized as Transport
Detected & categorized
AI Insight
Overall savings rate: 71% of income tracked in Aveliq this month.
This month
Rs 156.3K spent
TransportRs 129.0K
FoodRs 10.8K
HealthRs 6.3K
Top category
Transport 83%
Food 7%
Health 4%
Other
Faysal Bank
Banking SMS · Source
Debit Rs 5,000 at KARSAZ PETROLEUM — categorized as Transport
Detected & categorized
AI Insight
Overall savings rate: 71% of income tracked in Aveliq this month.
This month
Rs 156.3K spent
TransportRs 129.0K
FoodRs 10.8K
HealthRs 6.3K
Top category
Transport 83%
Food 7%
Health 4%
Other
Features
A calmer way to manage your money.
Aveliq does the heavy lifting in the background — quietly, intelligently, and with respect for your data — so you can finally see your finances with total clarity.
Financial overview at a glance
Total balance, monthly income and expenses, savings rate, and spending by category — all on your home screen.
Accounts & credit cards
Track bank accounts and credit cards with limits, utilization, and remaining balance — Faysal Bank, HBL, and more.
Income & expense tracking
Salary credits, fuel, medicine, and everyday spending — grouped by date with search and account filters.
Spending analytics
Daily averages, category bar charts, and top-spend breakdowns across Transport, Food, Health, and Bills.
Smart categorization
Merchants and categories are inferred from SMS — Transport, Health, Income, and more, with full transaction detail.
Local-first privacy
SMS parsing happens on your device. Full SMS text is not stored or sent to our servers.
Privacy & Security
Your data stays on your phone.
We built Aveliq around a simple promise: financial intelligence should never come at the cost of your privacy. Here's exactly how we keep it that way.
Built privately, from day one
Your finances. Your phone. Your rules.
Aveliq was designed with a strict, local-first architecture. Bank SMS parsing happens entirely on-device. Categorization runs in a sandboxed, encrypted store. Nothing about your spending, balances, or messages is ever uploaded to our servers in raw form.
- Zero raw SMS leaves your device
- No bank credentials, ever
- No third-party trackers or ad SDKs
- Delete everything in one tap
SOC2-ready infraAES-256 at restTLS 1.3 in transitGDPR-aligned
On-device SMS processing
Every banking SMS is parsed locally on your phone. Plain-text messages are never sent to our servers.
Banking SMS only
Aveliq strictly filters bank sender IDs and transaction templates. Nothing else is ever read.
No personal chats accessed
Messages from friends, OTPs, promotions and personal conversations are completely ignored — by design.
Encrypted infrastructure
Anything stored in the cloud — like sync metadata — is encrypted in transit and at rest with audited keys.
Privacy-first architecture
You own your data. Export it, delete it, or wipe it from every device anytime — no questions, no friction.
Inside the app
Beautifully calm. Quietly powerful.
Every screen in Aveliq is designed to reduce friction and noise — so your financial picture feels instantly clear.
Financial overview
Every transaction, organized.
Search merchants, filter by account, and browse income and expenses grouped by day — from fuel and medicine to salary credits.
Available on Google Play
A dashboard that feels calm.
See total balance, monthly income and expenses, savings rate, and spending by category — all updated from your banking SMS.
Available on Google Play
Analytics that inform.
Daily averages, top categories, and bar charts show where your money goes — Transport, Food, Health, Shopping, and more.
Available on Google Play
How it works
From SMS to insight — in milliseconds.
A simple, transparent flow. Aveliq listens only to verified banking SMS and turns it into clear financial intelligence.
1
Banking SMS arrives
A new debit, credit, or transfer alert lands on your phone — just like normal.
2
Aveliq detects the transaction
On-device parsers identify amount, merchant, account and channel — all without leaving your phone.
3
AI categorizes the expense
Our model labels merchant and category, infers tags, and recognizes recurring patterns instantly.
4
Dashboard updates instantly
Balances, charts, and budgets refresh in real time — no syncing, no waiting, no manual entry.
5
You get smart insights
Calm, contextual nudges help you spot trends, avoid waste, and quietly build better money habits.
Insights
Your money, explained clearly.
Account-wise breakdowns, savings rate, top categories, and credit card limits — surfaced from your real transactions, on your phone.
Overview
This month so far
Income Rs 544.0K · Expenses Rs 156.3K · Total saved Rs 387.7K.
Category
Top category: Transport
Transport is Rs 129.0K — 83% of your monthly spending.
Savings
Overall savings rate
You've saved 71% of all income tracked in Aveliq.
Accounts
Credit card utilization
Faysal Bank: Rs 5.0K used this month — 3% of limit with Rs 195.0K remaining.
Accounts
Account-wise insights
See spending broken down per account — bank accounts and credit cards in one place.
Activity
Recent activity
Latest transactions surface on your home screen — tap through for full merchant, category, and SMS source details.
FAQ
Answers, before you ask.
Quick, honest answers about how Aveliq handles your data, your bank SMS, and your trust.
Yes. Aveliq parses banking SMS entirely on your device. The raw text of your messages is never uploaded, sold, or shared. Only the structured, non-identifying transaction data you choose to sync is encrypted and stored — and you can wipe it at any time.
Now on Google Play
Download Aveliq on Android.
Your banking SMS, turned into a calm financial overview — balance, spending by category, account insights, and analytics. Private, on-device, and ready in minutes.
Get it onGoogle Play
Available on Android · iOS coming later
Android only On-device SMS parsing Free to get started